Almost all real estate agents will direct you to private banks in Costa Rica for financing purchase of a home here, because they usually have no interest in getting you the best deal just making sure you close quickly. What do Costa Ricans usually go to government institutions for the least expensive method.

Obtaining financing for a property in Costa Rica is not as simple as in North America. Although some developers are offering financing, most purchases by foreigners are still paid in cash. A handful of banks are offering up to 80% LTV financing, however most require you be a legal resident to facilitate the transaction.

Learn more about Financing in Costa Rica:

• Costa Rica Law
• CR Law Limitada